The Register · El Salvador
Who lends in El Salvador, and who owns them.
Loans and deposits of the banks in the SSF's monthly balance sheets, Jan 2024 to Sep 2026, read from the regulator's own files. Every monthly sheet's banks add up to the SSF's own total column, for loans, deposits and assets.
US$20.5bnBank loans, all 13 banks, Sep 2026
57.8%Held by the three largest banks: Banco Agrícola, Banco Cuscatlán de El Salvador, Banco de América Central
+11.3%Change in the system's loan book over twelve months
US$12,054Deposit insurance per depositor and per bank
All banks
13 banks, ranked by loans.
| # | Bank | Regional group | Loans, US$m | Share | 12 months | Deposits, US$m | 12 months | Trend |
|---|---|---|---|---|---|---|---|---|
| 1 | Banco Agrícola | 5,101 | 24.89% | +12.7% | 5,946 | +3.9% | ||
| 2 | Banco Cuscatlán de El Salvador | Cuscatlán | 3,565 | 17.40% | +12.5% | 4,296 | +16.8% | |
| 3 | Banco de América Central | BAC | 3,185 | 15.54% | +9.2% | 3,500 | +14.1% | |
| 4 | Banco Davivienda Salvadoreño | Davivienda | 2,885 | 14.08% | +12.9% | 3,163 | +11.6% | |
| 5 | Banco Hipotecario de El Salvador | 1,136 | 5.54% | +11.6% | 1,490 | -14.6% | ||
| 6 | Banco Promérica | 1,130 | 5.51% | +5.8% | 1,273 | +11.0% | ||
| 7 | Banco Atlántida El Salvador | Atlántida | 1,020 | 4.98% | +6.3% | 1,283 | +17.9% | |
| 8 | Banco Industrial El Salvador | 891 | 4.35% | +18.4% | 867 | +18.8% | ||
| 9 | Banco Azul de El Salvador | 718 | 3.50% | +5.3% | 803 | +15.3% | ||
| 10 | Banco de Fomento Agropecuario | 405 | 1.98% | +9.4% | 477 | +13.5% | ||
| 11 | Banco Apoyo Integral | 259 | 1.26% | +15.2% | 284 | +42.1% | ||
| 12 | Banco Abank | 168 | 0.82% | +28.1% | 263 | +44.7% | ||
| 13 | Citibank | 31 | 0.15% | -16.5% | 166 | +21.0% |
Loans: Gross loans (accounts 1141 + 1142 + 1148). Trend: quarter-ends in local currency as reported, latest month last.
Safety net and sources
What stands behind a deposit.
- US$12,054 per person and per bank, from 1 January 2026 to 31 December 2027 (IGD).
Nuevo monto de la garantía de depósitos · Instituto de Garantía de Depósitos · sha256 711aaf12869f - SSF, thousands of US dollars; converted to US$ millions.
- SSF balance sheet, Sep 2026 · Superintendencia del Sistema Financiero · sha256 bb4004c1393f
- Plus 33 monthly SSF workbooks, Jan 2024 to Sep 2026, each locked by SHA-256 in the pipeline.